發信人: pwd_only@hotmail.com (Tommy) 日期: Thu, 14 Nov 2002 15:39:38 -0500 標題: $25 Bonus+APY %2.25+No Fee No Minimums - ING Bank Saving Acct 信群: alt.chinese.text.big5 看板: 來源: :23367, ip-185-21.extranet.wpi.net 組織: Home Open an ING Bank Saving Acct, Get $25 Bonus and APY %2.25 and more... You can't get the bonus if you open the account yourself without reference. If you want to open an account with $25 bonus, please drop me an email (pwd_only@hotmail.com). I would forward you the reference code. http://www.ingdirect.com The Orange Savings Account... a.. Pays a Variable Rate of 2.25% APY b.. No Fees c.. No Minimums d.. FDIC Insured e.. Bonus For Opening Your Account The Orange Savings Account from ING DIRECT offers an extraordinary 2.25% Annual Percentage Yield with no minimum balance requirement and no annual fees! And the 2.25% APY is NOT an introductory rate. It has been in effect since 11/07/02. Although interest rates can change, we promise that you will always earn a premium yield with the Orange Savings Account. There's No Catch... If you're like most people, you're probably asking who is ING DIRECT. ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING (NYSE: ING), the eleventh largest financial institution in the world with more than $600 billion in assets. ING has been operating in the U.S. for over 100 years, with more than 11,000 employees working for ING companies. Save More... At ING DIRECT, we have one goal: we want to save you money. We can offer such a high rate without ever charging fees or requiring minimum balances because we've eliminated many expenses that other banks have, like managing and maintaining branches. We do business by Internet or telephone. That saves us money, and we pass the savings on to you. It's Convenient And You Don't Need To Change Banks... To make deposits or withdrawals, money is electronically transferred between your Orange Savings Account and the personal checking account you use to make your initial deposit. We handle it all - you don't need to make special arrangements, and you don't have to change banks! You can complete transactions 24 hours a day, 7 days a week on ingdirect.com or by using our Interactive Phone Service. If you'd prefer, you can speak with an ING DIRECT associate, 7 days a week from 7 AM to 11 PM EST. Go to ingdirect.com or call 1-800-ING-DIRECT to learn more about ING DIRECT and our great rates. Earn a Bonus For Opening Your Orange Savings Account Today! If you open your account online by clicking on the link below, we'll credit your new account with a $25 Thank You bonus. Your account must be opened and funded by 12/14/2002. This offer has been prepared especially for you so YOU MUST USE THIS LINK to earn the bonus. ING DIRECT is part of one of the world's largest integrated financial services organizations, ING. ING operates in 65 countries, with over 100,000 employees and $600 billion in assets. ING has had a substantial presence in America for over 100 years. In fact, there are currently over 11,000 employees in the U.S. working for ING companies like ING Funds, ING Reliastar, ING Security Life and ING Equitable Life of Iowa. ING is listed on the New York Stock Exchange (NYSE: ING). ING DIRECT USA is one of seven direct banks operated globally by ING; the other locations are Canada, Australia, France, Spain, Italy and Germany (where ING DIRECT is known as DiBa), with a total worldwide customer base of four million (including U.S. customers). ING DIRECT arrived in the U.S. with a greater-value alternative to conventional banking. Based in Wilmington, Delaware, ING DIRECT (the operating name of ING Bank, fsb) delivers core products that include a high interest savings account and a low interest home equity line of credit. The Orange Savings AccountT has no fees or minimums, and offers the same rate for everyone - no matter where you live, what you earn, or how much you have in your account. We offer great deals on simple financial products for everyone. We can do this because we don't have the overhead other large banks do, like managing and maintaining a network of "brick and mortar" branches. And we concentrate on what we do best, like savings and loan accounts. All this saves us money, and we pass those savings on to you. This is the way banking should be. This is ING DIRECT, SIMPLY ORANGE. High interest, no fees, no service charges, no kidding. With an Orange Savings Account, you earn a variable 2.25% Annual Percentage Yield (effective 11/07/02 ) on savings every day, with a level of flexibility, freedom, and security you simply won't find at other banks. And because your account is FDIC insured, your account is always secure. No required minimum balances... ever. There is no minimum balance required to open your Orange Savings Account, and you don't have to keep a specific balance in your account to qualify for a high interest rate. No matter how much you have on deposit, the rate is still 2.25% APY. No fees. No service charges. No penalties. No hidden costs. ING DIRECT's Orange Savings Account won't burden you with fees or service charges. Period. So you earn high interest on every penny you deposit. 24-hour access to your funds, and you don't even have to change banks. An Orange Savings Account makes your money available to you whenever you need it. When you open your account, it is automatically linked to your current checking account used for your initial deposit. You can make deposits or withdraw funds by transferring money online, through our Interactive Phone Service, or by speaking with an ING DIRECT Sales Associate. Pay Yourself First! The Automatic Savings Plan allows you to automatically have a fixed amount of money regularly transferred to your high interest Orange Savings from your linked checking account. You will be saving your money effortlessly and will have money for a rainy day or to achieve your dreams. You can either call us or set up your Automatic Savings Plan on this website. You specify how much money you would like transferred, and how often you would like it moved. This is the simple, easy way to really grow your Orange Savings Account. Start making more money on your savings right now. The Federal Reserve slashed the Fed Funds rate last week by a half-percentage point, to 1.25%. This means that the overall cost of short-term loans between banks is the lowest since 1959. No bank needs to pay more than that to have adequate funding. If you think 2.25% APY with no fees is unacceptable - a full 1% percent higher than the Fed Funds rate - here are some credit union rates in my area (banks are paying even less): Seattle Telco Credit Union, 1.0% APY http://www.stelco.org/frm_rs_rts.htm Washington State Employees Credit Union, 1.76% APY http://www.wastatecu.org/services_rates_branches.htm Washington Credit Union, 1.51% APY http://www.washingtoncu.org/products/rates/depositrates.cfm King County Credit Union,1.51% APY http://www.kccu.com/products/deprates.cfm Group Health Credit Union, tiered rates between 1.80% and 2.00% APY http://www.ghcu.org/prodserv/Sav_Rates.html#PSA Boeing Employees Credit Union, 2.02% APY http://www.becu.org/default.asp?pid=chkdepositratesandfees All rates are subject to change without notice. .