Subj : Re: National Anthem
To   : ROB MCCART
From : Mike Powell
Date : Sat Jan 25 2025 10:20:00

> Yes, Healthcare in small areas has always been a problem. It's not like
> you have to Live in the big cities, but you may have to travel there for
> any major health care issues, and some low population remote areas have
> only a Registered Nurse, and maybe not even that.

Sounds sort of like the American Appalachian region until recently (and in
some places probably still).

> Yes, I'm in what they call the 30,000 islands area so there are lots of
> small islands out on the water plus I actually live within the Georgian
> Bay Unesco Protected Biosphere which makes getting building permits tricky
> but they protect the area, like you can't get a new lot building permit
> unless you have 2 acres of land with about 330 feet of water frontage.
> I hate seeing some lakes where there's a cottage every 50 feet.
> The restrictions here do make it a lot more expensive to build though.
> You pay often over a $Million to buy a vacant lot to build on.

That is pretty handy to be able to keep it from becoming like so many other
areas with water frontage.  Probably not so handy if/when you want to add
something to your already built on land, though.

>MP>Wow, I actually prefer it a little cool so the air doesn't dry out so much,
>  >but 40F would require a lot of blankets!  Any way to improve the insulation
>  >situation?

> It would require redoing the siding and ripping out old insulation under
> the floors plus better windows and doors so you're looking at probably
> $40,000 to do a good job. I hesitate to spend that much since I may only
> be wintering here for a limited time, probably less than another 5 years.
> (Possibly never again the way things are going..)   B)

Yeah, where is that global warming when you need it.  :D  I would sure be
discouraged from toughing it out for many winters if I suspected that they
might turn out like this one has so far.

> I have lived in apartments in big cities until I bought my first house
> (in the city) when I was 21. Then I was in there and in my next place for
> 11 years and then, very briefly, bought an apartment building type Condo,
> where the rules drove me nuts and I ended up selling that within 6 weeks.

Some of the HOA stuff relatives have to put up with would drive me nuts.
OTOH, the rules do sometimes come in handy when you have neighbors that
have kids who collect beat up, non-running cars.

> I was changing to a much better job at that time (1986) but there was a
> delay and I decided to take the winter off. I took all the money from
> the Condo I sold and invested it and escaped to Florida for 6 months and
> discovered I was making more money on investments than it was costing me
> to live (cheaply) so I decided to take a little longer off.

> I'm starting to think I may not go back to work at all..   B)

I wouldn't.  :D  I retired nearly 18 months ago for similar reasons.  I was
100% vested by then and didn't really need the money any more.

> It's all good if you don't mind living in the woods and don't blow
> a lot of money on bad habits.. like smoking, drinking, going out
> to bars and restaurants.. Women..    B)

That was another reason I could retire... I found the expensive vices were
no longer that entertaining.  ;)

Mike

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