Subj : Repairs [1] To : Dave Drum From : Ruth Haffly Date : Thu May 23 2024 12:26:22 Hi Dave, DD> Insurance companies use a formula concocted by their bean coun ters to DD> determine that. They'll know what each of your claims cost them and DD> once the ratio of outgo to income hits a certain point will raise your DD> cost to insure or invite you toseek coverage elsewhere. RH> We bundle our homeowner's insurance with the vehicle insurance, got a RH> better rate with this company when we took out our morgage. They tried RH> switching us to another company once, without notifying us and at a RH> higher rate--Steve called them and got them to restore the original RH> plan and rate. DD> I bundle my home owner's and vehicle insurance, too. Gives you a better rate on both that way. When we bought the house, the raltor's office dealt with this company for mortgage insurance. We checked it out for the car, cheaper than what we had and switched. They've worked well for us the past (almost) 10 years. DD> I'm not much on RV camping. If I were a NASCAR or jockstrap sports fan DD> and travelled to out-of-town events I'd consider a motorhome or a nice DD> Fifth-wheel tow along. But, as it is, motels or staying w/friends is RH> We have a tow behind but it's not a 5th wheel. This one has no slide RH> out; the R-Pod did. DD> My take on those slide-outs is the same as my take on sun roofs in DD> cars. There ae two kinds. Those that leak. And thos that are going to DD> leak. We had a bit of leak trouble with the slide out, but not much and easily fixed. The latest "incident" happened on what would have been the slide out side, glad we don't have one on this camper or damage would have been a lot worse. DD> There is a sizable Chinese buffet a few bloks up the street from this DD> new place which does a good business. And has senior price breaks. I DD> sometimes have lunch with friends there (couple times per year) but I DD> don't get carried away lest I get "carried away". Bv)= RH> I've been to some good sized Chinese buffets; my MIL likes them. But, RH> as with a "regular" buffet, I try to eat reasonably. When we did our RH> first cruise, we discovered the top deck buffet so had most of our RH> breakfasts and lunches up there, have continued the pattern (but doing RH> just about all breakfasts and lunches) with subsequent cruises. There's RH> a lot to choose from but I always make a reasonable plate so I can RH> afford to enjoy a dessert. I can see where people would gain weight on RH> cruises with all the food offered but I've never done so. DD> Maybe it's a part of getting nearer to my century (18 more years) but DD> I'm pretty much down to 2 meals per day. Breakfast (eggs, meat, DD> taters, toast) and either a late lunch or early supper. My pants have DD> loosened up to the point that I'm glad I use suspenders rather than a DD> belt. I usually go for light breakfast and lunch, a bit more (but not a huge meal) for supper. Talked to my MIL yesterday for her birthday; Steve's brother took her out for Chinese. (G) DD> 8<----- GONE ----->8 DD> This looks really good but it will feed a crowd .... DD> Title: Cinnamon Roll Breakfast Casserole DD> Categories: Breads, Nuts, Dairy, Eggs DD> Yield: 9 servings RH> Probably last longer than 9 servings if I made it for Steve and me. I'd RH> probably cut the recipe in half or maybe quarters so we wouldn't be RH> eating it for a week. (G) DD> Or make it for one of yur churchy functions. RH> We had a taco salad bar this past Sunday. Hadn't expected to be home RH> for it but were, since we cut the trip short. Nice to be able to catch RH> up with a lot of folks in one meal time. DD> That's what my Sunday breakfasts are for. We pick a different venue DD> each week. Used to do a weekly lunch too but so many former attendees DD> have fallen off their twigs that it's down to just me and one other DD> guy ... and we almost lost him a bit ago. Until his son, who is DD> retired from a career as a cardiac nurse flew in for a visit and DD> straightened DD> Les' doctor out on a few things. Les is doing *much* better these DD> days. Better enough the Charlie went back home to Boston. Having a nurse in the family is good; Steve's younger sister is one. At church we're doing a quarterly lunch as well as pastries and suchlike before each service. The staff calls it "Breakfast in the Basement" but it's more like a continental than a full on breakfast. --- Catch you later, Ruth rchaffly{at}earthlink{dot}net FIDO 1:396/45.28 .... A truly wise person knows that he knows not. --- PPoint 3.01 * Origin: Sew! That's My Point (1:396/45.28) .