Subj : Towing the Line was: Chick'n
To   : Ruth Haffly
From : Carol Shenkenberger
Date : Mon Jul 15 2024 16:18:15

  Re: Towing the Line was: Chick'n
  By: Ruth Haffly to Carol Shenkenberger on Fri Jul 12 2024 01:47 pm

 > Hi Carol,
 > 
 >  >  CS> Ouch but not bad.   I decided it's time to start some disbursements
 >  >  CS> though. Now the little Trowe price IRA Whick builds 309$ every
 >  >  quarter CS> is getting trimmed by 100$ a month.  10$ to Fed tax a
 >  >  month.  8 months CS> from now, I'll srart pulling Social Security with
 >  >  Medicare part B CS> kicking in as soon as I hit 65.  Haven't touched
 >  >  other IRA or my TSP CS> yet or any CDs.
 >  CS>  >
 >  > We closed out an IRA to buy the R-Pod, haven't touched any other
 >  > retirement accounts since. Bought the R-Pod after looking at a couple of
 >  > other campers because we liked the kitchen layout. It had more counter
 >  > top work space than the camper we have now but had just a 2 burner stove
 >  > and a microwave/convection oven.
 >  CS>  >
 >  CS>  >
 >  >  CS> Life goes on!
 >  CS>  >
 >  CS>  >
 >  > ......and on and on and on..........until you get to the end. (G)
 >  CS>  >
 >  CS>  >
 > 
 >  CS> I've got another IRA untapped and a good TSP plus 49 CD's.  Should be
 >  CS> fine. Mostly making sure I don't push income over the lower rate for
 >  CS> Medicare part B!  They haven't raised that since 40 or so years ago.
 >  CS> So, I'm bleeding the taxable ones down to ensure RMDs don't bite me.
 > 
 > Wedon't have that much but doing well on Social Security and Steve's
 > retirement/disability. We have several CDs, TSP and IRAs tucked away for
 > the future.
 > 
 > Today is a cool (mid 70s) and very wet day so we're going to do a
 > lasagne for supper. Bought a couple of Rao's brand lasagnes a few months
 > ago (BOGI sale) and tucked one in the freezer. They're not bad, not as
 > good as my home made but a lot better than Mrs. Stouffer's. (G)
 > 

I'm sure we are both fine.  Mostly watch for required minimum distributions. 
By pulling some earlier than I have to, I'm just banking it for the future in
CDs where I pay no fees on withdrawal, just interest is taxed.

Today is warmer than Don likes but I'm ok inside.  94F outside and muggy.

  xxcarol
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