Subj : Towing the Line was: Chic To : Dave Drum From : Ruth Haffly Date : Wed Jul 17 2024 13:49:10 Hi Dave, RH> They are doing well then. I didn't work long enough to get full Social RH> Security but, some's better than none. DD> By continuing to work and pay into SS my monthly cheque increases DD> every year (more than the COLA bumps. Plus, I enjoy what I do so it's DD> not "work" just ....... I'm self employed so I can pick and choose my jobs. Not doing anything right now because our AC not working right, current project is a flannel shirt. Should have AC fixed Friday, then back to the sewing machine. RH> Steve has mentioned cashing out an IRA to pay off the house but we've RH> not done so yet. Soon getting to the point when we have to draw from it RH> so we'll probably use that for extra house payments. We're paying extra RH> on the principle every month so already have the mortgage about half RH> paid. DD> It's a matter of mathematics. Which is why I don't carry a balance on DD> my credit cards. And it makes it easier to get a home equity loan. I DD> needed one when I re-roofed the house, rebuilt the patio cover and had DD> the tree removed that caused me to need to rebuild the cover. We don't carry a balance on our cards either. Couple of times when we had big projects (house siding, new heating/cooling unit), a windfall has come in at the same time to pay for it. DD> 8<----- WHACK ----->8 RH> One time when we were at my parent's house, my brothers were talking RH> about how good Mrs. Stouffer's lasagne is. Steve and I looked at each RH> other with a "do they ever have lousy taste in food!" look. I guess it RH> cmes naturally; my mom used to make lasagne with cottage cheese. I got RH> my lasagne recipe from my Italian MIL. (G) DD> It's all in what you're accustomed to, I suppose. Probably so, but once I got my MIL's recipe, I never looked at my mom's. Same as we said we'd make his mom's sauce & meatballs and my mom's meat sauce, then decide which to keep making. Made his mom's first, never made my mom's. (G) DD> The Guineas around here used both ricotta and cottage cheese. And once DD> in a while just small curd cottage cheese. Guess it depends on what area of Italy you're from. --- Catch you later, Ruth rchaffly{at}earthlink{dot}net FIDO 1:396/45.28 .... Some are so educated they can bore you on almost any subject --- PPoint 3.01 * Origin: Sew! That's My Point (1:396/45.28) .