Subj : Re: Money
To   : NANCY BACKUS
From : JOE MACKEY
Date : Mon Oct 07 2019 05:03:06

  Nancy wrote --

>  JM> Hey, you're getting good at making out my drop offs.  :)
> 
> Sometimes the context is good enough to make an intelligent guess... ;)

  :)

>  JM> They just assume anyone making $50 a week had current expenses.
> 
> Or, on the other hand, they hear about expenses back then, and just
> assume that one would be earning the same back then as is earned now...
> and think how reasonable things used to be.... <G>

  True.
 
>  JM> When I was in the Navy I made a whole $150 a month, or there
>  JM> about.  But then I have free room and board.  :)
> 
> It does all balance out somewhat

  Yep.

> and what was true then is still true today... one needs to spend less than 
one takes in, and keep track of prices to get the best deals... ;)

  Absolutely.

> The one thing that has changed for the worse, though, is interest rates on 
savings

  That's where various other options come in (CD's, etc).  
  Of course some of the options are a roll of the dice and not as steady as
savings.
  When I told about my trip to younger people they would ask "How could you
afford that?  You must really be in debt" I tell I saved for it and paid
cash and owe nothing.
  The idea of saving is alien to a lot of people.  Why save money you have
that plastic card and just charge it?
  Few have any idea that credit card can come back and bite them later.

>  JM> Joe (I gotta clean out that closet some day).
> 
> And that will never happen if they keep working you to death... <G>

  Oh, I do work sooo hard...  People think its easy to warm a chair but a
lot of experience goes into that.  :)
  When people ask me why I'm working I always joke that A1 and/or Marshall
can't do without me, they are lost without me.
  One day a couple of years ago I was working a shift in a dorm for some
reason (some group or other and needed an extra body) and parking my bike in
the police station.
  The chief was at "my" desk, in "my" chair, doing something on a laptop.
  He asked what I was doing there and I said "You know you guys can't get
along with me."  He muttered loud enough for me to hear "that's what you
think."  LOL

> At least you were able to get away and do your Grand Trip.... :)

  Yep.
  I was off the summer of '18 because A1 (whom I toil and labour mightily
for) had people not needed in the dorms who needed to be kept busy.  I
didn't have time to do anything/go anywhere with such short notice.
  That was when the bug got in my ear about my grand tour and started
planning then.
  In April I had plans made and simply told my captain that being off from
mid-May to mid-August "like last year" I was going.  I didn't want to think
in mid-August "I should have..." but rather "I did..."
  And in response to others asking, I tell them I would do it again in a
heart beat.  The only difference would be biting off less or taking more time. 
There was still so much I wanted to see and places I wanted to go but had
only so much time (and money).
  If I had an unlimited income I would spend time traveling.
  Joe
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