I was just thinking... this would make an ---=== excellent ===--- scratchpad for ideas and such. All I'd have to do is type them in, and then not worry about it. Neat, eh? OK, now... let's think of ideas. Write letter to Dear Abby/Parade/Ann Landers/Dear Meg... Write letter to Citibank Visa Write letter to MCI - explain and apologize. Write letter to Mastercard - send $28.00 by the 27th of each month.. Send N.E.Telephone some money - tell the bill collectors that you're doing what you can. Write to AOL and PC_Link and explain and apologize....