Quite true. I live in Naples, FL and watched the housing boom
   and bust and we're in recovery - doing fine thank you, but for a
   couple of years, before investors got the taste of vomit out of
   their mouths, it was strange.

   I remember the stock market crash of 2001-2 I think? I forget.
   Thankfully I was in DRIP mostly indexed funds, so I was able to
   pick away at it for 13 years while starting up a few businesses
   from here after leaving a nice secure job in NJ.

   I used it up but it worked. It's all a game.