I don't usually think about it much. I have big dreams for humanities future but for myself I don't dream big, I just do as big as I can without overly stressing. Honestly, I don't know. Probably use some wisely, some foolishly, hopefully make it last 'til I die. == BUT, if I was your financial adviser, I'd suggest the following: A) Invest using DRiP style on the indexes. (all of 'em worldwide but primarily DJIA + s&p) B) Percentage of Stocks to bonds: Bond percentage = 100 - your age. Stocks, the rest. Simple way to mitigate risk. Bonds seem useless these days but they lead to greater stability. Maybe you want revolution, in which case, skip the bonds. You _could_ allocate a SMALL percentage into Bitcoin style investing but that's just play money. Still, has possibilities. Same with "fun stocks" - investing in dreams. Just keep it a small percentage of the total allocation of paper investment: 5%-10% max. C) Purchase run down building and convert to affordable housing. Rent is currently not taxable. But... be an ethical slumlord and actually fix the stuff that breaks, hire security and what not. Oh, and have the managers live at greatly reduced cost. You can do co-op or everyone for themselves - or have themes if you like, so long as you're not breaking housing laws. D) Start several businesses. E) Hire 3 lawyers. (that should be first). Gives you multiple perspectives to guide you in uncertain waters. Investment percentage? That's up to you. You'll need liquid funds as well: I'm tying you up in a lot of investments... and you can always draw from them -- but these investments SHOULD allow you to live off the profit and not touch too much of the initial winnings. = I played around with this stuff long ago and learned a lot. I don't do it now, but I've checked around, and sound advice now is the same sound advice 16 years ago, which is the same sound advice 50 years ago. Seems to work. ==