Subj : Apple lineup leaks 📱, PayPal bank 🏦, Cloudflare year in review 🌐 To : All From : TLDR Date : Tue Dec 16 2025 11:23 am --VLBtKVFw Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable Software from an iPhone prototype running an early build of iOS 26 leaked= last week. Some of the features include Vision Pro stickers=C2=A0= =E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2= =A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C= =C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80= =8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0= =E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2= =A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0= =E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2= =A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C= =C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80= =8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0= =E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2= =A0 Sign Up [1] |Advertise [2]|View Online [3]=20 =09=09TLDR = =09=09TOGETHER WITH [Material Security] [4] TLDR 2025-12-16 = DOES YOUR EMAIL SECURITY PROTECT YOUR FILES AND ACCOUNTS, TOO? (SPONS= OR) [4]=20 Today's attacks aren't targeting the inbox alone: sophistica= ted attackers bypass perimeter defenses entirely with stolen credentials= or abused OAuth tokens. Your emails [5], files [6], and accounts [7] c= an be accessed without triggering email security systems, EDR systems, or= most other security tools. Material is the only comprehensive detecti= on and response platform for the cloud workspace, providing robust phishi= ng and inbound threat protection with unmatched visibility and control ov= er account behavior, file sharing activity, third party OAuth apps, and m= ore. See modern email security with Material. [4] =F0=9F=93=B1 = BIG TECH & STARTUPS EARLY IOS 26 SOFTWARE LEAK UNCOVERS DOZENS = OF UPCOMING APPLE FEATURES (5 MINUTE READ) [8]=20 Software from an iP= hone prototype running an early build of iOS 26 leaked last week. This ar= ticle lists the most notable feature flags found in the software code. Th= e list shows what Apple was working on around June. Some of the features = include Vision Pro stickers, Live Captions, Tilt to Scroll, and a Dynamic= Sports Tier Manager.=20 PAYPAL APPLIES TO ESTABLISH BANK (3 MINUTE REA= D) [9]=20 PayPal has filed with the Utah Department of Financial Instit= utions and the Federal Deposit Insurance Corp. to establish PayPal Bank. = As a Utah-chartered industrial lone company, the bank will be able to len= d money, hold FDIC-insured deposits, and be owned by a non-financial in= stitution. The proposed bank would help make PayPal's lending to small bu= sinesses more efficient, as it would reduce reliance on third parties. Pa= yPal also plans to offer interest-bearing savings accounts to customers t= hrough the proposed bank.=20 =F0=9F=9A=80=20 SCIENCE & FUTURISTIC TEC= HNOLOGY ECONOMICS OF ORBITAL VS TERRESTRIAL DATA CENTERS (35 MINUTE R= EAD) [10]=20 The economics of putting data centers in space are savag= e. While it is theoretically possible, it's definitely not a sure thing. = Only one company, SpaceX, is positioned to even try due to its vertical= integration - having to buy launches, buses, hardware, deployment, and= pay margin at every interface will kill any other attempt. While build= ing this infrastructure may be a mediocre trade on strict near-term unit = economics, the second-order effects could be enormous.=20 TESLA STOCK C= LOSES AT 2025 HIGH AFTER MUSK CONFIRMS DRIVERLESS ROBOTAXI TESTS UNDERWAY= IN AUSTIN (5 MINUTE READ) [11]=20 Tesla is now testing driverless vehi= cles in Austin, Texas. The company still hasn't announced when it will be= able to operate a ride-hailing service without human safety supervisors = or drivers on board. Texas will require authorization from the DMV for co= mmercial use of self-driving vehicles starting in May 2026. California's = DMV and Public Utilities Commissions say that Tesla has yet to apply for= the permits needed to conduct driverless testing in the state without = a human at the wheel, or to operate a commercial robotaxi service.=20 = =F0=9F=92=BB=20 PROGRAMMING, DESIGN & DATA SCIENCE FIRECRAWL - THE= WEB DATA API FOR AI (SPONSOR) [12]=20 Find, fetch, and format clean da= ta from any website with simple endpoints. Firecrawl [13] handles the inf= rastructure like rotating proxies, JavaScript rendering, rate limits, and= caching so you can focus on building. Open source with 69k+ GitHub = stars. Try it now for free. [13] PART 2: DESIGN IS A SEARCH FOR THE O= PINIONS (4 MINUTE READ) [14]=20 The deeper someone gets into a field, t= he more specific their tools get. Experts don't just use generic items. T= his applies to software as well. Everything in software is opinionated. T= he work is in choosing which opinions to embed and where to design someth= ing meaningful without dissolving into blandness.=20 CLOUDFLARE RADAR= 2025 YEAR IN REVIEW (20 MINUTE READ) [15]=20 The Cloudflare Radar 2025= Year in Review looks at Internet patterns and trends observed through Cl= oudflare's global network. It is organized into six sections: Traffic, AI= , Adoption & Usage, Connectivity, Security, and Email Security. This page= presents an interactive view of the data.=20 =F0=9F=8E=81=20 MISCE= LLANEOUS NETFLIX CEOS SEEK TO REASSURE STAFF ABOUT WARNER BROS. DEAL = (3 MINUTE READ) [16]=20 Netflix doesn't plan to close any studios aft= er its bid for Warner Bros. streaming and studio businesses. The battle f= or Warner Bros. is expected to face stiff regulatory scrutiny. Paramount = has launched a hostile bid and may propose an even higher bid. Netflix is= committed to releasing Warner Bros. movies in theaters if its bid is suc= cessful. LIAR'S VALUATION (20 MINUTE READ) [17]=20 Startups ar= e raising money without really understanding what it all entails. This po= st was written to clear up a lot of the terms so people understand what t= hey are signing up for. It covers how startup equity mechanics get manipu= lated, so people considering joining startups know exactly what they're g= etting into. Time is the only asset you can't make more of, so you should= know what you are trading it for.=20 =E2=9A=A1=20 QUICK LINKS = REACH REAL BUYERS IN TLDR INSTEAD OF FIGHTING FOR ATTENTION ON SOCIAL= (SPONSOR) [18]=20 TLDR puts you in front of 6+ million tech professi= onals with almost no competition. Learn more [18] about running a test ca= mpaign.=20 WHAT'S NEXT FOR TIKTOK IN THE US AS DEAL PROSPECTS REMAIN UN= CERTAIN? (3 MINUTE READ) [19]=20 The Trump administration had previou= sly claimed that a TikTok deal was done, but neither TikTok, ByteDance, n= or China has announced the approval of a sale.=20 THE FUTURE OF PREDI= CTION MARKETS LIVES IN GROUP CHATS (12 MINUTE READ) [20]=20 Protocols= like XMTP allow builders to deploy mini-apps and agents without permissi= on, turning group chats into a new type of app store.=20 CEOS TO KEEP S= PENDING ON AI, DESPITE SPOTTY RETURNS (3 MINUTE READ) [21]=20 68% of = CEOs plan to increase AI spending in 2026, despite less than half of curr= ent AI projects generating more returns than they had cost.=20 YES, A= GI CAN HAPPEN =E2=80=93 A COMPUTATIONAL PERSPECTIVE (22 MINUTE READ) [22]= =20 Today's models are nowhere near the compute or efficiency ceilings = of the hardware, and there's at least an order of magnitude more comput= ation available.=20 IDEAS AREN'T GETTING HARDER TO FIND (23 MINUTE READ= ) [23]=20 Ideas remain as discoverable as ever, it's just that there's = a flaw in the markets that prevents that creativity from being rewarded= economically.=20 COREWEAVE'S STAGGERING FALL FROM MARKET GRACE HIGHL= IGHTS AI BUBBLE FEARS (9 MINUTE READ) [24]=20 CoreWeave has seen $33 = billion of value vaporize in six weeks.=20 Love TLDR? Tell your friends = and get rewards! Share your referral link below with friends to get f= ree TLDR swag!=20 https://refer.tldr.tech/66662a80/ [25]=20 =09=09 T= rack your referrals here. [26]=20 Want to advertise in TLDR? = =F0=9F=93=B0 If your company is interested in reaching an audience of= tech executives, decision-makers and engineers, you may want to ADVERTIS= E WITH US [27].=20 Want to work at TLDR? =F0=9F=92=BC APPLY HERE= [28], CREATE YOUR OWN ROLE [29] or send a friend's resume to jobs@tldr.t= ech and get $1k if we hire them! TLDR is one of INC.'S BEST BOOTSTRAPPED = BUSINESSES [30] of 2025.=20 If you have any comments or feedback, just = respond to this email!=20 Thanks for reading,=20 Dan Ni [31] & Stephen F= landers [32]=20 Manage your subscriptions [33] to our other newsletters= on tech, startups, and programming. Or if TLDR isn't for you, please u= nsubscribe [34].=20 =20 Links: ------ [1] https://tldr.tech/signu= p?utm_source=3Dtldr [2] https://advertise.tldr.tech/?utm_source=3Dtldr&ut= m_medium=3Dnewsletter&utm_campaign=3Dadvertisetopnav [3] https://a.tldrne= wsletter.com/web-version?ep=3D1&lc=3D265280dc-d4e0-11f0-a661-1b9fa34a893d&p= =3Db6d16d02-da5e-11f0-8fb2-097783dbbe46&pt=3Dcampaign&t=3D1765884198&s=3D54= bf288e98c2a527301357bbab005698c504fa95ba21ea6b268b5e2dc758764d [4] https:= //material.security/providers/google-workspace?utm_source=3Dthird-party&utm= _medium=3Demail&utm_campaign=3D20251216-tldr [5] https://material.securit= y/product/email?utm_source=3Dthird-party&utm_medium=3Demail&utm_campaign=3D= 20251216-tldr [6] https://material.security/product/files?utm_source=3Dth= ird-party&utm_medium=3Demail&utm_campaign=3D20251216-tldr [7] https://mat= erial.security/product/accounts?utm_source=3Dthird-party&utm_medium=3Demail= &utm_campaign=3D20251216-tldr [8] https://www.macrumors.com/2025/12/15/io= s-software-leak-apple-features/?utm_source=3Dtldrnewsletter [9] https://l= inks.tldrnewsletter.com/8cMz79 [10] https://andrewmccalip.com/space-datac= enters?utm_source=3Dtldrnewsletter [11] https://www.cnbc.com/2025/12/15/t= esla-tests-driverless-cars-in-austin-without-humans-on-board.html?utm_sourc= e=3Dtldrnewsletter [12] https://www.firecrawl.dev/pricing?via=3Dadops&dub= _id=3DB6CoJvwyC7cP694k&utm_source=3Dtldrnewsletter [13] https://www.firec= rawl.dev/pricing?via=3Dadops&dub_id=3DB6CoJvwyC7cP694k [14] https://links= ..tldrnewsletter.com/iCpjky [15] https://links.tldrnewsletter.com/TC5q6o= [16] https://links.tldrnewsletter.com/UxdVzq [17] https://writing.niku= njk.com/p/liars-valuation?utm_source=3Dtldrnewsletter [18] https://advert= ise.tldr.tech/?utm_source=3Dtldr&utm_medium=3Dnewsletter&utm_campaign=3Dqui= cklinks12162025 [19] https://www.bbc.com/news/articles/cp34442z25ko?utm_s= ource=3Dtldrnewsletter [20] https://blog.shanemac.com/the-future-of-predi= ction-markets-lives-in-group-chats/?utm_source=3Dtldrnewsletter [21] http= s://links.tldrnewsletter.com/6t1MPk [22] https://danfu.org/notes/agi/?utm= _source=3Dtldrnewsletter [23] https://asteriskmag.com/issues/12-books/ide= as-arent-getting-harder-to-find?utm_source=3Dtldrnewsletter [24] https://= links.tldrnewsletter.com/BEZYsP [25] https://refer.tldr.tech/66662a80/ = [26] https://hub.sparklp.co/sub_e87ba9c7d7c0/1 [27] https://advertise.tld= r.tech/?utm_source=3Dtldr&utm_medium=3Dnewsletter&utm_campaign=3Dadvertisec= ta [28] https://jobs.ashbyhq.com/tldr.tech [29] https://jobs.ashbyhq.co= m/tldr.tech/c227b917-a6a4-40ce-8950-d3e165357871 [30] https://www.linkedi= n.com/feed/update/urn:li:activity:7401699691039830016/ [31] https://twitt= er.com/tldrdan [32] https://twitter.com/SteveFlanders22 [33] https://tl= dr.tech/tech/manage?email=3Dtldrnewsletter%40synchro.net [34] https://a.t= ldrnewsletter.com/unsubscribe?ep=3D1&l=3Dcfa2d55a-b7be-11e8-a3c9-06b79b628a= f2&lc=3D265280dc-d4e0-11f0-a661-1b9fa34a893d&p=3Db6d16d02-da5e-11f0-8fb2-09= 7783dbbe46&pt=3Dcampaign&pv=3D4&spa=3D1765882907&t=3D1765884198&s=3Dae7fe05= f508ef83e510e944cb217e785374c2f7ba9b4f723d2c6d9999ea8c900 --VLBtKVFw Content-Type: text/html; charset=utf-8 Content-Transfer-Encoding: quoted-printable TLDR
Software f= rom an iPhone prototype running an early build of iOS 26 leaked last week. = Some of the features include Vision Pro stickers =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80= =8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C  = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C = =E2=80=8C 

TLDR

Together With 3D"Ma=

TLDR 2025-12-16

Does your email security pr= otect your files and accounts, too? (Sponsor)

Today's attacks aren't targeting the in= box alone: sophisticated attackers bypass perimeter defenses entirely with = stolen credentials or abused OAuth tokens. Your emails, files, and accounts can be accessed without trigg= ering email security systems, EDR systems, or most other security tools.

Material is the only comprehensive detection and response platform for t= he cloud workspace, providing robust phishing and inbound threat protection= with unmatched visibility and control over account behavior, file sharing = activity, third party OAuth apps, and more.

See mo= dern email security with Material.

=F0=9F= =93=B1

Big Tech & Startups

Early iOS 26 Software Leak = Uncovers Dozens of Upcoming Apple Features (5 minute read)

Software from an iPhone prototype runni= ng an early build of iOS 26 leaked last week. This article lists the most n= otable feature flags found in the software code. The list shows what Apple = was working on around June. Some of the features include Vision Pro sticker= s, Live Captions, Tilt to Scroll, and a Dynamic Sports Tier Manager.
PayPal Applies to Establish= Bank (3 minute read)

PayPal has filed with the Utah Departme= nt of Financial Institutions and the Federal Deposit Insurance Corp. to est= ablish PayPal Bank. As a Utah-chartered industrial lone company, the bank w= ill be able to lend money, hold FDIC-insured deposits, and be owned by a no= n-financial institution. The proposed bank would help make PayPal's lending= to small businesses more efficient, as it would reduce reliance on third p= arties. PayPal also plans to offer interest-bearing savings accounts to cus= tomers through the proposed bank.
=F0=9F= =9A=80

Science & Futuristic Technology

Economics of Orbital vs Ter= restrial Data Centers (35 minute read)

The economics of putting data centers i= n space are savage. While it is theoretically possible, it's definitely not= a sure thing. Only one company, SpaceX, is positioned to even try due to i= ts vertical integration - having to buy launches, buses, hardware, deployme= nt, and pay margin at every interface will kill any other attempt. While bu= ilding this infrastructure may be a mediocre trade on strict near-term unit= economics, the second-order effects could be enormous.
Tesla stock closes at 2025 = high after Musk confirms driverless Robotaxi tests underway in Austin (5 mi= nute read)

Tesla is now testing driverless vehicle= s in Austin, Texas. The company still hasn't announced when it will be able= to operate a ride-hailing service without human safety supervisors or driv= ers on board. Texas will require authorization from the DMV for commercial = use of self-driving vehicles starting in May 2026. California's DMV and Pub= lic Utilities Commissions say that Tesla has yet to apply for the permits n= eeded to conduct driverless testing in the state without a human at the whe= el, or to operate a commercial robotaxi service.
=F0=9F= =92=BB

Programming, Design & Data Science

Firecrawl - The web data AP= I for AI (Sponsor)

Find, fetch, and format clean data from= any website with simple endpoints. Firecrawl handles t= he infrastructure like rotating proxies, JavaScript rendering, rate limits,= and caching so you can focus on building.

Open source with 69k+ GitHub stars. Try it now for free.<= /a>

Part 2: Design is a search = for the opinions (4 minute read)

The deeper someone gets into a field, t= he more specific their tools get. Experts don't just use generic items. Thi= s applies to software as well. Everything in software is opinionated. The w= ork is in choosing which opinions to embed and where to design something me= aningful without dissolving into blandness.
Cloudflare Radar 2025 Year = in Review (20 minute read)

The Cloudflare Radar 2025 Year in Revie= w looks at Internet patterns and trends observed through Cloudflare's globa= l network. It is organized into six sections: Traffic, AI, Adoption & U= sage, Connectivity, Security, and Email Security. This page presents an int= eractive view of the data.
=F0=9F= =8E=81

Miscellaneous

<= /div>
Netflix CEOs Seek to Reassu= re Staff About Warner Bros. Deal (3 minute read)

Netflix doesn't plan to close any studi= os after its bid for Warner Bros. streaming and studio businesses. The batt= le for Warner Bros. is expected to face stiff regulatory scrutiny. Paramoun= t has launched a hostile bid and may propose an even higher bid. Netflix is= committed to releasing Warner Bros. movies in theaters if its bid is succe= ssful.
Liar's Valuation (20 minute= read)

Startups are raising money without real= ly understanding what it all entails. This post was written to clear up a l= ot of the terms so people understand what they are signing up for. It cover= s how startup equity mechanics get manipulated, so people considering joini= ng startups know exactly what they're getting into. Time is the only asset = you can't make more of, so you should know what you are trading it for.
=E2=9A= =A1

Quick Links

Reach real buyers in TLDR i= nstead of fighting for attention on social (Sponsor)

TLDR puts you in front of 6+ million te= ch professionals with almost no competition. Learn more about running a test campaign.
What's next for TikTok in t= he US as deal prospects remain uncertain? (3 minute read)

The Trump administration had previously= claimed that a TikTok deal was done, but neither TikTok, ByteDance, nor Ch= ina has announced the approval of a sale.
The Future of Prediction Ma= rkets Lives in Group Chats (12 minute read)

Protocols like XMTP allow builders to d= eploy mini-apps and agents without permission, turning group chats into a n= ew type of app store.
CEOs to Keep Spending on AI= , Despite Spotty Returns (3 minute read)

68% of CEOs plan to increase AI spendin= g in 2026, despite less than half of current AI projects generating more re= turns than they had cost.
Yes, AGI Can Happen =E2=80= =93 A Computational Perspective (22 minute read)

Today's models are nowhere near the com= pute or efficiency ceilings of the hardware, and there's at least an order = of magnitude more computation available.
Ideas Aren't Getting Harder= to Find (23 minute read)

Ideas remain as discoverable as ever, i= t's just that there's a flaw in the markets that prevents that creativity f= rom being rewarded economically.
CoreWeave's Staggering Fall= From Market Grace Highlights AI Bubble Fears (9 minute read)

CoreWeave has seen $33 billion of value= vaporize in six weeks.

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Want to advertise in TLDR? =F0=9F=93=B0

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Want to work at TLDR? =F0=9F=92=BC

Apply here, create your own role or send a friend's resume to jobs@tldr.tech an= d get $1k if we hire them! TLDR is one of Inc.'s Best Bootstrapped businesses = of 2025.

If you have any comments or feedback, just respond to this email!

Thanks for reading,
Dan Ni &a= mp; Stephen = Flanders


Manage your subscriptions to our other newsletters o= n tech, startups, and programming. Or if TLDR isn't for you, please unsubscribe.
3D"" --VLBtKVFw-- .