Subj : Re: LA Fires
To   : POINDEXTER FORTRAN
From : Dumas Walker
Date : Tue Jan 21 2025 08:56 am

>  DW> My understanding is that at least some areas out in California saw
>  DW> insurance become unavailable for similar reasons... the homes were in
>  DW> areas where the fire danger is similarly too high to ignore.

> I know people in California who've never experienced a fire in their
> lifetime get their coverage declined after many years for "fire danger".

You don't have to have a fire to live in an area that has become a fire
danger area, whether it be due to climate change, poor land management,
poor utility management that goes unchecked, over building beyond what can
be covered by fire protection, etc.

> The stories of State Farm using drones to find technicalities to get out
> of policy renewal has made the news, too.

If the "technicalities" cause increased fire danger, I cannot really blame
them.


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