Subj : Re: New to this To : Nightfox From : StormTrooper Date : Sun Apr 20 2025 09:13 am Ni> There's a problem there too, in that tuition costs have generally risen Ni> quite high, and education debt is a problem for a lot of people. We have that same problem, once upon a time higher ed was fully government funded. At some point... late 90s maybe, they added HECS... Higher Education Contribution System. It had no interest on it, but the value is linked to CPI, essentially inflation. For a long time we had fairly low inflation and the whole thing was pretty new and people signed up for all sorts of courses not knowing what it would cost in the end. Also back then the HECS debt was not counted as a liability if you applied for a loan, or had to deal with centrelink . Repayments also only kicked in you earned above some arbitrary floor limit. The more recent problem we've run into, is that the mandatory repayments are no longer sufficient to cover the CPI adjustments, and they don't ask for more payment, they just loan shark it onto the outstanding balance making it a sysiphean task to try and get it paid off. Those on the system early probably got the best run out of it. Now its just another reason to strongly consider not having higher ed. There's every chance the course cost, and low job availability will see you never able to pay it off. ST --- Mystic BBS v1.12 A48 (Linux/64) * Origin: Storm BBS (21:2/108) .